Client bank reversal after branch re-quote
If client cancels EFT at bank after JP re-quote: prefer AM-controlled refund with order ref+POP; reject "wrong payee / don't know who we are" bank claims. Keep original CPT quote stem vs JP amount distinct.
If client cancels EFT at bank after JP re-quote: prefer AM-controlled refund with order ref+POP; reject "wrong payee / don't know who we are" bank claims. Keep original CPT quote stem vs JP amount distinct.