# Quote-paid cancel before collect → refund (IA) **Lesson (b100 GH4441-CARL-2):** Client can pay on quotation without tax invoice, then cancel before collect. 1. Confirm owning rep cancelled the order in BB. 2. Confirm POP/credit line matches stem (suffix tick CARL2 vs CARL-2). 3. Do not re-ask POP if images already on first refund mail. 4. Never promise refund date without accounts confirm.