# Finance remittance / indemnity ≠ auto-close AM deposit

When rental/finance partner (e.g. rental.co.za) sends advance-payment indemnity requests and remittance PDFs for a client package (All Telecoms / Aluvia), treat as **finance progress**.

- Amend invoice dispatch-on-behalf wording only when April/human confirms.
- Remittance “payments will be released” is not by itself proof each AM stem deposit is cleared — allocate per stem (JD7067 / JD7082 …).
- Ephraim remittance ack is noise; human allocation is source of truth.

Batch 43 ids: `19ce1fad9feb4798`, `19ce36464d7464b8`, `19cf5dc7f8ac64b2`.