# UTAL / Pass Forward asset-finance partner (internal) - **Who:** Caryl Kennedy, Pass Forward Innovations (caryl@passforward.co.za); UTAL co-operative asset finance for AM customers. - **Touch:** Met Gauteng internal sales Ashley/Tessa/Teresa; chasing April for co-op partnership meeting; customer-benefit leaflet + UTAL profile PDFs. - **Thread:** `19fc75df4e85d910` - **Use:** Another finance channel alongside Standard Bank / rental.co.za (Craig Whelan) for intention deals needing funding. - **Generated:** 2026-09-02 10:16 SAST