# WalletDoc payment-link BB load: id=ref, stem=comment

For WalletDoc / `walletdoc web` / Payment Link approved payloads:
- **Payment ref** = WalletDoc unique `id` (not reusable stem alone)
- **Comment** = AM stem (e.g. MM4169-IANGER-10)
Ask CluedApp/auto-loader to follow same mapping (reinforce b76 walletdoc miss).